The U.S. Senate voted 49-50 against advancing the CLARITY Act on September 15, falling eleven votes short of the 60 needed to end debate. The defeat leaves crypto’s market-structure rules in the hands of the SEC and CFTC rather than Congress, at least for the remainder of 2026.
That leaves three of the market’s largest tokens trading through the fourth quarter without the statutory clarity the industry spent years pursuing. Where do XRP (CRYPTO:XRP), Bitcoin (CRYPTO:BTC) and Ethereum stand by December 31?
Where could XRP, Bitcoin and Ethereum finish 2026 after the CLARITY Act failed?
We created scenario-based year-end ranges for XRP, Bitcoin, and Ethereum, built around current price levels, technical zones, and the macro backdrop heading into the final quarter.
XRP
XRP price fell more than 10% in the immediate aftermath of the failed vote and now trades near $1.30, down from levels above $1.50 earlier in the month. That puts the token roughly 25% below its 2025 high and well off its all-time peak.
XRP ETF inflows have held up better than the price action, suggesting institutional buyers see the selloff as sentiment-driven rather than fundamental. If XRP ETF inflows can maintain or better current levels, we see a base outlook between $1.50-$2.00 for XRP. However, if it can’t, XRP price could trade between $0.95 and $1.20 by the end of the year.
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If Congress revives the CLARITY Act before the end of the year, XRP could reach $2.25 to $2.50. XRP reaching the top of that bull range requires roughly an 85% gain from current levels, a far steeper climb than either of the other two coins needs.
Original Source: Yahoo! Finance
